Important disclosures detailing terms and conditions of the Demand Deposit Marketplace® Program (“Program”) including, but not limited to potential risks, conflicts of interest, compensation, and other details are available by clicking the Disclosure link below. Reich & Tang Deposit Solutions, LLC administers the Program on behalf of the sponsor, Stable Custody Group II, LLC. Demand Deposit Marketplace® is a registered service mark of Reich & Tang, Deposit Solutions, LLC.

The list of participating FDIC member banks providing FDIC coverage within Program are available by clicking Demand Deposit Participating Institution List. These and other disclosures are available by clicking the Disclosures link at the bottom of this page and should be reviewed carefully before participating. The Program is not, itself, an FDIC-insured product, and Bridges Trust Company is not an FDIC member. Rather, client funds are swept to and from deposit accounts at various participating FDIC member banks providing FDIC coverage.

Program Deposits held at participating FDIC member banks are eligible for FDIC insurance coverage up to the maximum deposit insurance allowed by FDIC regulations, currently $250,000 for each eligible category of ownership or capacity held at an FDIC member bank, with the aggregation of Program Deposits and any other balances for the same owner held at a participating FDIC member bank directly or through other intermediaries being combined to determine coverage. Multiple FDIC-insured banks participate in the Program enabling deposits to be allocated to numerous FDIC-insured member banks in a manner designed to remain within the FDIC insurance limits at each participating bank while increasing the aggregate amount of FDIC protection available up to $50 million in program deposits for individual ownership categories (up to $100 million for joint accounts), and is subject to change without notice. The aggregate amount of FDIC coverage is generally determined by the number of FDIC-insured participating banks within the Demand Deposit Marketplace Program (“Program”) and is subject to change. Deposits in excess of FDIC insurance or Program limits are not insured. Please speak with a Relationship Manager to determine the aggregate insured limit or to address any question you may have. Past performance is no guarantee of future results.

Please note that securities offered through Bridges Trust Company and its affiliates are:

NOT FDIC INSURED | NOT BANK GUARANTEED | MAY LOSE VALUE | NOT A BANK DEPOSIT | NOT INSURED BY ANY GOVERNMENT AGENCY